• 1.1. The terms of payment are governed by the provisions of the User Agreement (Public Offer) located on the website guvern24.md, in the section Terms and conditions.
    1.2. Donating funds into the project selected by the Donor is possible only upon registration / authorization on the guvern24.md website.
    1.3. All donations on the www.guvern24.md platform are made in Moldovan Lei (MDL). All payments are made through the PAYNET system (paynet.md), owned by PAYNET SERVICES S.R.L.
    1.4. The Donor, before transferring funds to finance the selected Project, undertakes:
    1.4.1. Carefully read the terms of the User Agreement located on the website guvern24.md, in the section Terms and conditions.
    1.4.2. Read the terms of use of the paynet.md service (“PAYNET SERVICES” S.R.L.)
    1.4.3. Study and independently check the content of published materials within the framework of the selected Project, the conditions of the Initiator, the procedure for conducting, organizing and executing the Project, as well as other additional requirements and conditions for financing the relevant Project.
    1.5. Donors can contribute funds to the project online using the PAYNET payment system: via a VISA / MasterCard bank card, via an electronic Paynet wallet registered on PAYNET.MD or via other electronic wallets indicated on PAYNET.MD.
    1.6. How to make a donation:
    a) You need to go to the page of the selected project;
    b) In the block on the right side of the page, click the “Online deposit” button.
    c) Then fill out the form provided by the system (if not all profile data were filled in during registration).
    d) Select the type of displaying the Donor in the form – Public – the donor’s first and last name are displayed in the list of donors in the project or Anonymous – in the list of donors it will be displayed as “Anonymous”.
    e) Click “next step” (the User automatically goes to the PAYNET page) and select the type of payment (card, e-wallet), fill in the necessary data for making the payment.
    1.7. When transferring funds from an electronic wallet in a currency other than MDL, the Donor is obliged to follow the rules established by “PAYNET SERVICES” SRL.
    1.8. If the Donor’s card provides for a different currency, then when paying for the contribution to the Project, the User’s card will be charged an amount in the card’s currency equivalent to the specified amount in MDL at the exchange rate on the day of the operation.
    1.9. The Donor should also take into account the circumstances that the issuing bank of his card or electronic wallet may charge commissions for any transactions.
    1.10. If the Donor’s electronic wallet provides for a different currency, then when paying for the donation, a currency conversion operation may become necessary. The User should take into account the circumstances that a commission may be charged for the conversion operation. The company is not responsible for the commission charged by the issuer of a bank card or e-wallet.
    1.11. The Company is not responsible for the commission charged by the issuing bank of the Donor’s card or electronic wallet, as well as for the commission charged by PAYNET SERVICES S.R.L.
    1.12. The contribution of funds to the Project can be made by the User in the Anonymous mode. In this case, the specified User name during registration will be replaced by “anonimus”
    1.13. Online payment is available only to registered Users in the authorized area of the site. After clicking, it will be redirected to the secure page of the “PAYNET” payment system.
    1.14. Information is transferred to the payment gateway using SSL encryption technology. Further transmission of information occurs through closed banking networks with the highest level of reliability.  “PAYNET SERVIES” S.R.L. does not transfer the data of the User’s card to the Company and other third parties.
    1.15. For additional authentication of the cardholder, the 3D Secure protocol is used. If the User’s Bank supports this technology, the User will be redirected to its server for additional identification. The User can check the information on the rules and methods of additional identification with the Bank that issued his bank card.
    1.16. Upon completion of the on-line payment procedure, the User automatically receives an electronic order receipt – a letter to the e-mail that was specified by the User during registration.
    1.17. The security of processing Internet payments is guaranteed by S.R.L. “PAYNET SERVICES”. All transactions are carried out in accordance with the requirements of VISA International, MasterCard and other payment systems. When transferring information, special security technologies for online payments are used, data processing is carried out on a secure high-tech server of the processing company.

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